Savvy & Secure – Terms & Conditions

Effective Date: March 10, 2025

Welcome to Savvy & Secure! These Terms & Conditions outline the rules and regulations for using our website, products, membership, coaching services, and digital content. By accessing or purchasing from


Savvy & Secure, you agree to comply with these terms.


1. Overview

Savvy & Secure provides digital courses, memberships, coaching services, and downloadable products designed to help women build confidence, set boundaries, and create balance in their lives. These terms apply to all users, including customers, clients, and visitors of the website.


2. Membership Terms

By joining The Savvy & Secure Membership, you agree to the following:

🔹 Subscription & Payment

The membership fee is$47/monthand will automatically renew unless canceled.You can cancel your membership anytime, but refunds arenotprovided for previous payments.If a payment fails, access to the membership will be paused until payment is received.

🔹Content & Access

As a member, you will receivemonthly coaching calls, exclusive resources, and access to a private community.Content is for personal use only andcannotbe shared, resold, or redistributed.

🔹Cancellation Policy

You can cancel at any time by logging into your account.Upon cancellation, you will retain access until the end of your billing cycle.


3. Digital Products & Courses

🔹Purchases & Access

All digital products, includingThe Bold & Balanced BlueprintandThe Inner Bloom Course, arenon-refundabledue to the nature of instant access.Upon purchase, you will receive lifetime access unless otherwise specified.

🔹Intellectual Property

All materials, including videos, PDFs, and worksheets, areowned by Savvy & Secureand are for your personal use only.You may not share, copy, resell, or distribute any course materials.


4. 1:1 Coaching & Strategy Calls

🔹 Booking & Payment

Coaching calls must be paid in full before scheduling.Rescheduling is allowed with at least24-hour notice.Missed calls without noticewill not be refunded or rescheduled.

🔹 Coaching Disclaimer

Coaching isfor guidance and strategy only—results are not guaranteed.Savvy & Secureisnot responsible for personal or business outcomes.


5. Refund Policy

🔹 Due to the digital nature of our products and services, all sales are final and non-refundable.

🔹 Refunds will not be provided for memberships, courses, coaching, or digital downloads.


6. Community Guidelines (For Membership & Coaching Clients)

To maintain a safe and supportive space, members agree to:

✅ Respect all members and maintain confidentiality.

✅ No harassment, discrimination, or negativity toward others.

✅ No self-promotion, spam, or sales pitches in community spaces.

Failure to comply may result in immediate removal without a refund.


7. Disclaimer & Limitation of Liability

Savvy & Secure provides educational and personal development content. It is not a substitute for legal, medical, or financial advice.We are not responsible for your personal, financial, or business decisions.All results depend on individual effort, actions, and implementation.



9. Modifications to These Terms

Savvy & Secure reserves the right to update these Terms & Conditions at any time. Your continued use of our services means you accept the revised terms.

📌 If you have any questions, contact us at [email protected].

Savvy & Secure – Privacy Policy

Effective Date: March 10, 2025

At Savvy & Secure, your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you access our website, purchase products, join our membership, or engage in any of our services. By using our website and services, you agree to the practices described in this policy.


1. Information We Collect

We collect personal information when you interact with our services, including:

🔹Account Information

When you create an account or purchase products, we collect your name, email address, and billing information.

🔹Payment Information

For purchases, we collect payment details, including credit card information or billing addresses. This information is securely processed by our payment processor and is not stored by us directly.

🔹Communication Data

When you contact us for support or inquiries, we collect your messages, emails, and any other information provided in those communications.

🔹 Usage Data

We may collect information on how you use our website, including IP addresses, browser type, device type, and other technical data for improving our services and user experience.


2. How We Use Your Information

We use the personal information we collect to:

✅ Process Transactions

– To complete purchases and process payments.

✅ Provide Services

– To deliver membership benefits, coaching calls, and course materials.

✅ Communicate with You

– To send important account-related information, updates, and marketing emails (with your consent).

✅ Improve Our Services

– To analyze how you use our website and services to enhance your experience.

✅ Customer Support

– To respond to inquiries and provide customer support.


3. Sharing Your Information

We do not sell or share your personal information with third parties except for:

🔹 Service Providers

We may share your information with trusted third-party service providers (such as payment processors, email marketing tools, or hosting services) who assist in providing our services. These providers are obligated to keep your information secure and confidential.

🔹 Legal Compliance

We may disclose your information if required by law, such as in response to a subpoena, court order, or other legal processes.


4. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to improve the functionality of our website, analyze user behavior, and enhance your experience. You can adjust your browser settings to disable cookies, but doing so may limit your ability to use some features of our website.


5. Security of Your Information

We take reasonable measures to protect your personal information from unauthorized access, alteration, or disclosure. However, no security system is 100% secure, and we cannot guarantee the absolute security of your data.


6. Your Data Rights

As a user, you have the following rights regarding your personal information:

🔹 Access & Update You can review, update, or delete your personal information by logging into your account.

🔹 Opt-Out of Marketing You can opt out of receiving marketing emails at any time by clicking the “unsubscribe” link in the emails we send you.

🔹 Data Deletion You can request the deletion of your account and personal information. Please contact us at [email protected] for assistance.



7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date. By continuing to use our services after the changes are posted, you accept the revised Privacy Policy.


8. Contact Us

If you have any questions or concerns about this Privacy Policy or your personal information, please contact us at:

Email:

[email protected]